Question 1

How can I tell wind damage from normal wear and tear?

Accepted Answer

Wind damage tends to be concentrated and pattern-based — multiple shingles on the windward slope are creased or missing, while the rest of the roof looks intact. Normal wear is uniform: granule loss across the whole field, slight cupping or curling on every slope, faded color across the elevation. A HAAG Certified inspector documents both, distinguishes them in the written report, and lets the homeowner and adjuster compare against the carrier's threshold for storm-related vs maintenance-related damage.

Question 2

Is a creased shingle damaged?

Accepted Answer

Yes. A creased shingle has lost its sealant bond and the asphalt mat has been bent past its design tolerance. Even if the tab is still on the roof it will fail in the next significant wind event.

Question 3

How much wind does it take to damage a roof in Colorado?

Accepted Answer

Architectural shingles are typically rated to 110–130 MPH when properly installed; Class 4 / 150 MPH wind-rated systems are required in Lakewood and Arvada. Real-world damage often starts well below those ratings on roofs with broken sealant strips, exposed nails, or aging shingles. The Front Range routinely sees gusts of 60–80 MPH during downslope wind events.

Question 4

Can AC INC Roofing tell me whether my insurance will pay for the damage?

Accepted Answer

No. We document damage, scope the repair, and share the documentation packet with the homeowner and their adjuster. Coverage decisions belong to the homeowner and the insurance carrier. For coverage questions or disputed claims, talk to your carrier or a licensed Colorado public adjuster or attorney.

Wind Damage Signs on a Roof