Living in Colorado, you’re no stranger to the unpredictability of the weather. From beautiful sunny days to sudden and furious hailstorms, homeowners must stay prepared for all situations. But what happens when a hailstorm hits your home, causing significant damage to your property’s exteriors? This guide will walk you through the necessary steps to take in this difficult situation.
Step 1: Safety First
The first and most crucial step is to ensure your family’s safety. Hailstorms can cause structural damage, making parts of your home unsafe. Be cautious when moving around your property, especially near areas with significant damage.
Step 2: Document the Damage
As soon as it’s safe to do so, begin documenting the damage. Take detailed photographs and videos of all affected areas. This visual evidence will be crucial when filing your insurance claim. Remember, it’s better to have too many photos than not enough.
Step 3: Prevent Further Damage
Cover any broken windows and damaged roofs with tarps or plastic sheets to prevent further damage from subsequent weather events or animals. This step is temporary but necessary until professional repairs can be made.
Step 4: Contact Your Insurance Company
Report the damage to your home insurance provider as soon as possible. Provide them with the documentation you’ve collected and cooperate fully with their investigation. It’s vital to know your policy coverage beforehand, as this will determine the extent of your claim.
Step 5: Hire a Professional to Assess the Damage
A professional contractor with experience in hail damage can provide a comprehensive assessment. They will identify less-obvious damage and provide a detailed repair estimate, which can be useful during your insurance claim process.
Step 6: Make the Repairs
Once your claim has been approved, you can proceed with the recommended repairs. Hire a licensed and insured contractor for peace of mind. Remember, quality should never be compromised, as this is the safety and security of your home.
While hailstorms in Colorado can be daunting, knowing what to do in their aftermath can significantly reduce stress and anxiety. By prioritizing safety, documenting damage, preventing further issues, working with your insurance company, and hiring professionals for assessments and repairs, you can weather any storm that comes your way.
Contact us today to fix your hail damaged roof!